Policies and Regulations

No. It is as it appears. President Obama wants American citizens have affordable health care.

Where does the standard for Universal American Healthcare come from? Franklin Roosevelt’s Hill-Burton standard. The current “health reform” proposal of President Barack Obama comes no where close to the breakthrough healthcare policy that Roosevelt established in the 1940’s, and furthermore, Obama’s policy if not defeated will kill more people than the Nazi’s did with their “health reform”. There are much deeper issues that must be considered in crafting a successful Health Care policy today, issues of mortality, immortality, making decisions based on the future, what is real value versus monetary value and so on. These were the kinds of issues Roosevelt had to confront PERSONALLY, in his near death experience with polio. The discoveries made by Roosevelt in personally overcoming the limitations of his mortality gave him the proper lens through which to situate his identity in the long span of history, and think of policies like healthcare as security for the posterity of the nation and a defence of the gereral welfare as our constitution dictates, rather than today’s cost cutting fiscally frenzied President. So, the time has come to learn the lessons of Franklin Roosevelt’s approach to public health. Repeal HMO’s and Revive the Hill-Burton standard!

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i think he cares about us.

I want to know more about it. From what I’ve heard us older people are going to be screwed because if we have a terminal disease he wants us dead soon.

that are still reasonably priced?

REASONABLE IS DIFFERENT TO DIFFERENT PEOPLE.
SOME HMO PLANS ARE MORE REASONABLE. THE GOODS PPO PLANS ARE MORE EXPENSIVE.

I need a family plan, am relatively healthy but need prescriptions.

The idea of a "Great" plan will differ with every person you like, I can give you some ideas on what is available and I hope this helps. First let me start by sayiing the fact that you need prescriptions may or may not affect you qualifying for a plan, please consult with a qualified Health Insurance Agent in your area, or a Health Insurance Company in your state.
Plans and what is available in the USA:
PPO (Preferred Provider Organization) This type of plan is most popular, whereas you can visit physicians and medical professionals, hospitals ET that are within the network and receive services at pre-negotiated rates. This type of plan will offer Deductibles, Co-Insurance, Co-pays. You will only pay for services if needed, or as you go along. The advantage with a PPO is that they allow you to visit thousands of different doctors, the Disadvantage is that you must pay deductibles, co-insurance, copays- which can cost you thousands if you actually use the plan.
HMO (health maintence organization) with this type of plan you pre-pay for medical needs. You will pick one physician as your primary care physician and see her/him for all your medical needs. They include Co-pays, and some now include deductibles for hospitalization. Advantages, excellent for someone who wants to use lots of services -little or no out of pocket costs for medical services. Disadvantages, Primary care physicians can be very busy and you will be locked in, referrals must come from the primary care physician.
HSA (Health SAvings Accounts) these are the newest type of plans, called "Consumer Driven Healthcare" perfect for anyone self employed and healthy. They have High Deductibles, the consumer will pay for all medical needs up to deductible, and can open a HSA account at a financial institution in order to save money (fed. tax free)!! to pay toward his/her deductible. I personally have this type of plan, these are the fastest growing types of plans in USA. Advantages, Low premiums, Tax savings are wonderful, long term savings can benefit your retirement account. Disadvantages, with no HSA account funded the consumer could pay a high deductible for medical needs.

in a different presidential term?

lets see now our new president had pledged transparency during his tenure which isn’t happening
he also pledged accountability which isn’t happening
He said that he would hold big banks accountable. This may be happening after he gave them over a trillion dollars that they put in overseas investments (jobs)
He said that unemployment would top out at 8% we are now at 9.3% and still rising
He said that the federal stimulus package needed to be passed right away to stop the job loss and get the economy moving again without letting congress read the full bill that included a whole lot of pork. Here it is 6 months later and still no jobs for Americans but their are tons for the Chinese and the European theater.

Based off of the above facts I don’t believe any president as they speak before they think but I would rather have a president who wasn’t a flat out liar like our current one

Please provide me with the possible options and suggest what is best.
All of them are in India.

Contact mediclaim policies , like icici prudential etc.

from the perspective of nurses.

Health policies are often dictated by money as the bottom line. Many negatively.

For instance, when George Bush took office one of his first things he cut effected the number of children who would have to live with neglect or abuse. He defunded the VNA’s program for home visits to women who were noted in hospitals to have bonding issues, or other issues around parenting and a physicians or nurses concern for a newborn.

In this case their was no longer any delivery. Funding has everything to do with policy, even in hospitals! Many times this flies in the face of good medical practice.

That one act cost children their lives! I guess Bush needed more money to give to the rich!

Today, the Energy and Commerce Subcommittee on Oversight and Investigations held a hearing entitled “Terminations of Individual Health Policies by Insurance Companies.” The hearing examined the practice of “post-claims underwriting,” which occurs when insurance companies cancel individual health insurance policies after providers submit claims for medical services rendered.

The Committee conducted an investigation into the
practice of health insurance rescission, and the results were alarming. Over the past five years, almost 20,000 individual insurance policyholders have had their policies rescinded by the three insurance companies who testified today: Assurant, UnitedHealth Group, and WellPoint.

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Believe it or not! In Illinois, Law enforcement officers are teaming up with Mental Health Agencies to teach police officers how to recognize and handle Mental Health situations. I have seen the benefits for everyone involved. For to long police officers and mental health agencies were far apart and did not make very good partners. That is changing. In the old days police would respond to a disorderly subject and just beat his ass. officers are now being taught how to recognize mental illness and these subjects are being transported to the proper facility instead of jail. It is a slow process but I see the progress from a cop’s standpoint.